Best Lending: Compared (2026)
Compare 13 lending lenders side by side — verified data, transparent methodology, and clearly labeled featured placements.
How we rank
Rankings are computed from verified listing data: facts we could confirm from official sources, publicly stated figures where available, and verification depth. Featured placements are labeled and never change editorial order. Rankings refresh as we verify more lenders — last updated October 2026.
Avant
Avant is a US online lender serving near-prime borrowers with personal loans and credit cards. Loans are issued through partner banks.
Best Egg
Best Egg is a US online lender offering personal loans and credit cards. Loans are issued through partner banks.
Better Mortgage
Better is a US digital mortgage lender offering home loans and refinancing with no lender fees. Better Mortgage Corporation is a licensed lender.
Credible
Credible (owned by Fox Corporation) is a US loan comparison marketplace for student loans, mortgages, and personal loans.
Discover Personal Loans
Discover offers personal loans with no origination fees for debt consolidation and major purchases. Loans are issued by Discover Bank.
Earnest
Earnest (owned by Navient) is a US lender focused on student loan refinancing and private student loans.
LendingTree
LendingTree is a US online loan marketplace connecting borrowers with lenders for mortgages, personal, and auto loans.
LightStream
LightStream is the online lending division of Truist Bank, offering low-rate personal and auto loans to strong-credit borrowers. Loans are issued by Truist Bank.
Marcus Loans
Marcus by Goldman Sachs offers no-fee personal loans for debt consolidation. Loans are issued by Goldman Sachs Bank USA.
Prosper
Prosper is a US peer-to-peer lending marketplace connecting borrowers with individual and institutional investors.
Rocket Mortgage
Rocket Mortgage is the largest US retail mortgage lender, offering digital-first home loans and refinancing. It is part of Rocket Companies.
SoFi Loans
SoFi's lending arm offers personal loans, student loan refinancing, and mortgages with no fees. Loans are originated by SoFi Bank, N.A. or SoFi Lending Corp.
Upstart
Upstart is a US AI lending platform offering personal and auto loans through bank partners, using alternative credit data.
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