Food-and-travel card with 4x at restaurants and U.S. supermarkets. Charge card: pay in full monthly unless using Pay Over Time.
Citi Simplicity Card
Credit Cards
No-late-fee card with 18-month 0% intro APR on purchases and transfers. Named best balance-transfer card in NerdWallet's 2025 and 2026 Best-Of Awards (per moneyfact.org).
- Website
- www.citi.com
- Pricing
- $0 annual fee · 17.49%–28.24% variable APR · Figures as of Oct 2026
- Listing status
- Unclaimed · Last verified 2026-10-03
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